sounds like to me you should be happy they will pay for your medical bills. normally pain and suffering is from a very serious accident that causes a person real pain and suffering. it the people who try to get something out of nothing that makes the insurance rates go up. ask a lawyer he will talk to you for free and i will bet you you wont find a lawyer to take your case. do the right thing and be happy they paid for your medical bills. good luck to you
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